Recent Buy - KMI

I purchased 40 shares of Kinder Morgan (KMI) on 9/09/15 for $30.61 per share. 

I initiated a position in KMI on 6/4/2015 buying 25 shares @40.2691 and then again later on 7/6/2015 buying 5 shares @$37.4691. Both of these were free trades. 

I've now got 70 shares of KMI averaging $34.65. With the current prices 15% below my average, I will add another 30 shares in the very near future. 


Dividend Yield = 6.27%
Annual Payout = $1.96
Payout Ratio = 256.0%
Dividend Growth = 4 years
52 Week High = 04/24/2015| 44.71
% Off 52 Week High = -31.53%
Beta (5 Yr) = 0.7
Payable = $0.49 - QRTR
Transaction fees = $7

This purchase adds $78.40 to my annual dividend income, based on the current $0.49 quarterly dividend.

My dividend stock portfolio will pay $795.24 in dividends over the next 12 months.

Loyal3 Purchases - 9/15 and 9/22

As per my strategy of investing periodically i.e. weekly, every Tuesday this post highlights purchases made on 9/15 and 9/22.

9/15:
KO - 2.5967 shares @$38.51 ($100). Yield = 3.42%
UL - 2.5183 shares @$39.71 ($100). Yield = 3.27%
$200 of new capital invested and adding $6.70 to my annual dividend income.

9/22:
UL - 2.5458 shares @$39.28 ($100). Yield = 3.31%
WMT - 1.5865 shares @$63.03 ($100). Yield = 3.04%
BRK.B = 0.3878 shares @$128.94 ($50).
$250 of new capital invested and adding $6.35 to my annual dividend income.

Loyal3 provides an opportunity to buy into Warren Buffet's Berkshire Hathaway Inc. (BRK.B). The company is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. 
The company wholly owns, amongst others:

• GEICO
• BNSF
• Lubrizol
• Dairy Queen
• Fruit of the Loom
• Helzberg Diamonds
• FlightSafety International
• NetJets
• 26% of Kraft Heinz
• Undisclosed percentage of Mars, Incorporated
• Significant minority holdings in American Express, The Coca-Cola Company, Wells Fargo, IBM and Restaurant Brands International. 

These weekly purchases add $13.05 to my annual dividends resulting in a 2.90% yield.
These purchases increase my total annual projected dividends to $716.84.

Dividend Income Update - August 2015

Each month I will post dividends received to keep track of earned passive income. Opening a new position or adding to an existing position on a regular basis causes increases in income on a monthly or quarterly basis.

August 2015 Dividends -  

AbbVie Inc. (ABBV) - $9.18
Apple Inc. (AAPL) - $15.60
AT&T Inc. (T) - $23.50
HCP, Inc. (HCP) - $16.95
Kinder Morgan Inc. (KMI) - $14.70


Total dividends received during the month of August: $79.93
I did not have dividend earnings in August 2014 and hence cannot do a %increase comparison.

One of my goals is to receive $400 in dividend income during this calendar year. I've now received $276.34 in the first 8 months. This is 69% of my goal. 

Thanks for reading!

Loyal3 Purchases - 8/25, 9/01 and 9/08

As per my strategy of investing periodically i.e. weekly, every Tuesday this post highlights purchases made on 8/25, 9/01 and 9/08.

8/25:

• KO - 2.5621 shares @$39.03 ($100). Yield = 3.38%
• WMT - 1.5254 shares @$65.56 ($100). Yield = 2.93%

$200 of new capital invested and adding $6.31 to my annual dividend income.

9/01:

• UL - 2.5419 shares @$39.34 ($100). Yield = 3.30%
• WMT - 1.5606 shares @$64.08 ($100). Yield = 2.99%

$200 of new capital invested and adding $6.30 to my annual dividend income.

9/08:

• KO - 2.58 shares @$38.76 ($100). Yield = 3.41%
• SBUX - 1.8282 shares @$54.70 ($100). Yield = 1.17%

$200 of new capital invested and adding $4.57 to my annual dividend income.

These weekly purchases add $17.18 to my annual dividends resulting in a 2.86% yield.
These purchases increase my total annual projected dividends to $703.79.

Loyal3

Loyal3 is a discount brokerage house that is different from all of the existing ones. With traditional stock brokers, you pay a commission every time you make a trade. With Loyal3, all trades are free. I like free!!

Pros:

• Free stock trades.
• Low Minimum Deposit - You only need $10 to start investing.
• Easy to Use Interface.
• Automatic Monthly Stock Purchase Plan.
• Fractional Shares - When purchasing, all of your money is invested.

Cons:

• Limited Stock Selection. As of September 2015, only 66 stocks available.
• No Retirement Accounts available.
• No Investment Guidance
• Delayed Buy/Sell Execution.

The following are the stock options:- 
Consumer Cyclicals: 
Wal Mart Stores Inc (WMT); Target Corp (TGT); Starbucks Corp (SBUX); Nike Inc (NKE); McDonald's Corp (MCD); Walt Disney Co (DIS) and Hasbro Inc (HAS) among others.

Consumer Non Cyclicals:
Unilever PLC (UL); Dr Pepper Snapple Group Inc (DPS); PepsiCo Inc. (PEP); Kraft Heinz Co (KHC); Hershey Co (HSY); Coca-Cola Co (KO) among others.

Technology:
Apple Inc (AAPL); Microsoft Corp (MSFT); Intel Corp (INTC); Google Inc (GOOGL) and Facebook Inc (FB)

Berkshire Hathaway Inc (BRK.B) is also an investment option.


My Strategy:

• Invest a fixed amount i.e. approx $200 - $300 every Tuesday.
• Dollar cost average into stocks that have fallen off their 52 week highs. 
• Invest in dividend aristocrats: WMT; TGT; MCD; KO and PEP.
• Invest in high growth stocks: GOOGL; AAPL; FB; NKE; DIS and Starbucks. 

FRIP Purchase - Aug 2015

The Flexible Reinvestment Program (FRIP) offered by Scottrade allows the accumulation of dividend payments from ones equities to purchase full shares of ones choice, commission free.

The following are the FRIP purchases I made on 8/28/2015.

CISCO – 2 shares@25.9699 ($51.94)

This purchase adds $1.68 to my annual dividend income, based on the current $0.21 quarterly dividend.

My dividend stock portfolio will pay $686.60 in dividends over the next 12 months.