Recent Buy - AAPL

I purchased 10 shares of Apple Inc (AAPL: NYSE) on 4/27/16 for $96.61/share.

Apple Inc declared their earnings on Tuesday, 4/26 after the close and missed estimates. I pounced on the opportunity to pick up a few shares lower than my initial cost basis of approximately $99.089

In hindsight I could have waited for lower prices as we did see during the 1st half of May 2016. I jumped the gun and I intend to add another 20-25 shares if the prices get lower than $90.

Apple also declared a $0.57/share quarterly dividend. a 9.6% increase from prior dividend of $0.52.

Dividend Yield = 2.39%
Annual Payout = $2.28 
Payout Ratio = 27.4%
Dividend Growth = 3 years
52 Week High = 7/20/2015| 132.97
% Off 52 Week High = -28.5%
Beta (5 Yr) = 0.99
Payable = $0.57 - QRTR
Transaction fees = $9.99


This purchase adds $22.80 to my annual dividend income, based on the current $0.57 quarterly dividend.

I currently own 40 shares of Apple Inc and hence my dividends from AAPL = $91.20 per year.


My dividend stock portfolio will pay $1107.46 in dividends over the next 12 months.

Dividend Income Update - April 2016

Welcome to my dividend income update for April 2016. 

Each month I post dividends received to keep track of earned passive income. Opening a new position or adding to an existing position on a regular basis causes increases in income on a monthly or quarterly basis.

April 2016 Dividends -  

Macy's Inc (M) - $10.10
Cisco Systems Inc (CSCO) - $12.74
W.P. Carey (WPC) - $15.59
General Electric (GE) - $2.30
Wal-Mart Stores (WMT) - $6.53
Coca-Cola Co. (KO) - $3.56
BHP Billiton Plc (Britain) - $2.56
Nike Inc (NKE) - $0.25


Total dividends received during the month of April 2016 = $53.63 

This has been a 353.34% increase as compared to dividend earnings of $11.83 in April 2015. 

Thanks for reading!

Loyal3 Purchases - 4/19, 4/26 and 5/03

As per my strategy of investing periodically i.e. weekly, every Tuesday this post highlights purchases made on 4/19, 4/26 and 5/03.

Very recently I've been adding growth stocks as well, in addition to dividend paying stocks. My goal is to eventually have a 70:30 ratio of Dividend vs Growth stock portfolio.

4/19:
Microsoft Corp. (MSFT) - 1.7781 shares @$56.24 ($100)
Nike Inc (NKE) - 1.6798 shares @$59.53 ($100)
Alphabet Inc. (GOOGL) - 0.1281 shares @$780.73 ($100)

$300 of new capital invested and adding $3.63 to my annual dividend income.


4/26:
Microsoft Corp. (MSFT) - 1.9417 shares @$51.50 ($100)
Macys Inc. (M) - 2.4679 shares @$40.52 ($100)
Alphabet Inc. (GOOGL) - 0.1357 shares @$736.81 ($100)

$300 of new capital invested and adding $6.34 to my annual dividend income.

5/03:
Microsoft Corp. (MSFT) - 2.0020 shares @$49.95 ($100)
Target Corp. (TGT) - 1.2513 shares @$79.92 ($100)
Alphabet Inc. (GOOGL) - 0.1405 shares @$711.70 ($100)

$300 of new capital invested and adding $5.68 to my annual dividend income.

These purchases increase my total annual projected dividends to $1,051.372

Loyal3 Purchases - 4/5 and 4/12

As per my strategy of investing periodically i.e. weekly, every Tuesday this post highlights purchases made on 4/5 and 4/12.

4/05:
Microsoft Corp. (MSFT) - 2.7268 shares @$55.01 ($150). Yield = 2.61%
Nike Inc (NKE) - 1.6753 shares @$59.69 ($100). Yield = 1.07%
Starbucks Corp (SBUX) - 1.6720 shares @$59.81 ($100). Yield = 1.33%

$350 of new capital invested and adding $6.33 to my annual dividend income.
I'm adding to existing positions, both to dividend paying growth stocks.


4/12:
Target Corp. (TGT) - 1.2455 shares @$80.29 ($100). Yield = 2.78%
Microsoft Corp. (MSFT) - 1.8467 shares @$54.15 ($100). Yield = 2.65%
Starbucks Corp (SBUX) - 1.6875 shares @$59.26 ($100). Yield = 1.35%

$300 of new capital invested and adding $6.79 to my annual dividend income.



These purchases increase my total annual projected dividends to $1,035.72

Dividend Income Update - March 2016

Hello Folks!

Welcome to my dividend income update for March. 

Each month I post dividends received to keep track of earned passive income. Opening a new position or adding to an existing position on a regular basis causes increases in income on a monthly or quarterly basis.

March 2016 Dividends -  
Flushing Financial Corporation (FFIC) - $8.50
Wells Fargo & Co (WFC) - $7.50
Johnson & Johnson (JNJ) - $7.50
Emerson Electric Co (EMR) - $13.30
3M (MMM) - $13.32
Unilever (UL) - $3.99
Target Corp (TGT) - $3.83
Microsoft Corp (MSFT) - $2.11
PepsiCo Inc. (PEP) - $4.23


Total dividends received during the month of March 2016 = $64.28 

This has been an approximate 192% increase as compared to dividend earnings of $22.00 in March 2015. 

Thanks for reading!

Loyal3 Purchases - 3/16 and 3/22

I've finally made a few purchases on Loyal3 !! Money for investment has been tough to come by. Earlier this year, I opened positions in Boeing (BA) and Kroger (KR).

3/16:
Alphabet Inc. (GOOGL) - 0.2000 shares @$750 ($150). Yield = 0.0%
Facebook Inc. (FB) - 0.4507 shares @$110.93 ($50). Yield = 0.0%
Nike Inc (NKE) - 0.8138 shares @$61.44 ($50). Yield = 1.04%
Starbucks Corp (SBUX) - 0.8406 shares @$59.48 ($50). Yield = 1.34%

$300 of new capital invested and adding $1.19 to my annual dividend income.

I've opened new positions in Alphabet and Facebook, both high growth stocks, neither of them have distributions. This would be my conscious decision to include growth stocks in the mix, alongside dividend paying stocks.


3/22:
Target Corp. (TGT) - 1.2192 shares @$82.02 ($100). Yield = 2.73%
PepsiCo Inc. (PEP) - 0.9938 shares @$100.62 ($100). Yield = 2.79%
Alphabet Inc. (GOOGL) - 0.0656 shares @$761.85 ($50). Yield = 0.0%
Facebook Inc. (FB) - 0.4456 shares @$112.22 ($50). Yield = 0.0%

$300 of new capital invested and adding $5.52 to my annual dividend income.


These purchases increase my total annual projected dividends to $1,022.60

Recent Buy - KR

The wait had been long!! I've always wanted to own a piece of this well run company. Finally, on 3rd March, the stock was down 8.1% and I swooped in to open a new position.

The company beat by $0.03, missed on revenue and the same-store sales growth guidance for FY2016 indicated a deceleration as compared to previous year's pace. I had missed out on previous occasions, not this time!! This is a well-run company and has potential to grow for multiple years.

I purchased 35 shares of The Kroger Co (KR: NYSE) on 3/03/16 for $37.408 per share. This is a new position in my Roth IRA. 

I buy 40-50% of my grocery from Kroger. Love the deli, veggies and fruits, dairy, meat/fish and ice-creams. The 'Simple Truth' organic brand is pulling in a lot of revenue for KR. Now the next time I enter Kroger to shop, I've made a mental note to remind myself that I own a small fraction of this company as well.

The dividend yield is small but the payout ratio < 20%. This indicates that the company has tremendous potential to grow the dividend. I'm betting that Kroger's share price would grow at a greater clip as compared to other dividend plays.

Dividend Yield = 1.12%
Annual Payout = $0.42 
Payout Ratio = 18.8%
Dividend Growth = 7 years
52 Week High = 12/30/2015| 42.75
% Off 52 Week High = -12.5%
Beta (5 Yr) = 0.8
Payable = $0.105- QRTR
Transaction fees = $7


This purchase adds $14.70 to my annual dividend income, based on the current $0.105 quarterly dividend.

My dividend stock portfolio will pay $1015.89 in dividends over the next 12 months.